Privacy Policy

CreditVeto ("we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and protect the personal information of our users. By using our website, mobile application, or services (collectively, the "Services"), you agree to the terms of this Privacy Policy.

We collect the following types of information:

2.1 Personal Information

• Name, address, email, phone number
• Social Security Number (SSN) (if applicable for credit repair purposes)
• Financial information such as bank details and payment information
• Login credentials and account information

2.2 Non-Personal Information

• IP address, browser type, and device information
• Website usage data and analytics
• Cookies and tracking technologies (see Section 6)

2.3 Information from Third Parties

• Credit bureaus and reporting agencies
• Payment processors and financial institutions
• Public databases and social media platforms (if applicable)

We use your information to:

• Provide and improve our credit repair services
• Process payments and manage subscriptions
• Respond to customer inquiries and support requests
• Ensure compliance with legal obligations
• Prevent fraud and enhance security
• Send updates, promotions, and marketing (you can opt out anytime)

We do not sell or rent your personal information. However, we may share information with:

• Service providers: Third-party vendors, such as payment processors and credit bureaus
• Legal and regulatory authorities: If required by law or to protect our rights
• Business transfers: If we undergo a merger, acquisition, or sale
• Marketing partners: With consent for promotional offers

We implement security measures to protect your personal data, including encryption, firewalls, and secure servers. However, no method of transmission over the internet is 100% secure.

We use cookies to enhance user experience. You can control cookies through browser settings, but some features may not function properly without them.

Depending on your location, you may have the right to:

• Access, update, or delete your personal data
• Opt out of marketing communications
• Restrict or object to data processing
• Request data portability
• Withdraw consent at any time

Our Services may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to review their policies.

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from children.

For users in the European Union (GDPR) and California (CCPA):

• We process data based on consent, contract performance, legal obligations, or legitimate interest.
• California residents may request disclosure or deletion of personal information collected under CCPA.

We may update this policy periodically. Changes will be posted with an updated "Effective Date." Continued use of our Services constitutes acceptance of the revised policy.

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

• Email: [email protected]
• Address: 14160 Dallas Pkway Ste 760 Dallas, TX 75254 USA

This Privacy Policy is designed to comply with relevant data protection laws. By using our Services, you acknowledge and agree to the terms outlined above.